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Out-of-state employers with employees working in Wisconsin must have a worker's compensation policy with an insurance company licensed to write worker's compensation insurance in Wisconsin.
The policy must be endorsed to name Wisconsin as a covered state in section 3-A of the policy. If an out-of-state employer has a worker's compensation insurance policy with an insurance company licensed to write worker's compensation insurance in Wisconsin, they may simply add Wisconsin coverage by name to section 3-A of the policy by endorsement.
If an out-of-state employer has a worker's compensation insurance policy with an insurance company not licensed to write in Wisconsin, they must obtain a policy from a Wisconsin licensed insurance company to cover their Wisconsin exposure. The insurance company must file the properly endorsed policy with the Wisconsin Compensation Rating Bureau.
Out-of-State Employer Requirements are covered in section 2 of the Worker's Compensation Insurance Requirements in Wisconsin Publication ( Printable PDF)