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The Federal Bonding Program provides Fidelity Bonds to anyone who is not eligible for commercial bonding, at NO COST to the employers or employees. It is a unique tool to help a job applicant get and keep a job. It is a business insurance policy that protects the employer in case of any loss of money or property due to employee dishonesty. It is like a "guarantee" to the employer that the person hired will be an honest worker. The Fidelity Bonds are insurance policies of the Travelers Property Casualty insurance company. The Union Insurance Group in Chicago, Illinois is the agent for Travelers Property Casualty in managing the program nationwide.