Home > Worker's
Compensation Division > Workers > When
Does Coverage Begin?
When
Does Coverage Begin?
- Regardless of how long an employee has
been working for an employer, or whether or not he/she is in a probationary or training
status, coverage for Workers Compensation purposes begins on the first day of work.
- However, in order to expedite the
processing of your claim, you should immediately report your injury or ailment to your
supervisor.
- It is your employer’s responsibility
to report your injury to their worker's compensation insurance carrier (or claims handling
office).
- In most cases, the first payment will be
made by the insurance company within 14 days of your last day worked. If payment takes
longer, you should contact your employer or their insurance carrier to find out the reason
for delay.
- There is a three-day waiting period. The first 3 days of
lost time after the injury are not compensable. Compensation is payable beginning on your
4th day of lost time. If your disability extends beyond 7 calendar days, the 1st
3 days of lost time would be picked up and paid retroactively.
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