Wisconsin Department of Workforce Development

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Am I Covered?

Nearly all employees in Wisconsin are covered. In fact, when talking about worker’s compensation, it is easier to discuss the exceptions.

The only employee exceptions to the Wisconsin Worker’s Compensation Act insurance coverage requirement are:

• domestic servants
• some farm employees
• volunteers including volunteers of non-profit organizations that receive money or other things of value totaling not more than $10.00 per week
• religious sect members that qualify and are certified

Other exceptions from the Wisconsin Worker’s Compensation Law include:

• Employees of the federal government such as postal workers, employees at a veterans administration hospital employees, or members of the armed forces are covered by federal workers’ compensation laws
• People who work on interstate railroads are covered by the Federal Employers Liability Act
• Seamen on navigable waters are covered by the Merchant Marine Act of 1920, and people loading and unloading vessels are covered by the Longshoremen’s and Harbor Worker’s Compensation Act

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