Insurance Carrier Safety Checklist

Loss control and safety have traditionally been an important component of an insurer's service to business policy holders. There are over 200 insurers licensed to sell workers’ compensation insurance in the State. Those companies vary greatly on the emphasis they place on loss control and the skill in which they deliver assistance to their clients. Some carriers have sophisticated loss control techniques to produce spectacular savings for their policyholders. It is not unusual for these loss control specialists to reduce an employer’s claims by 20% or more in a year, and to move them from a debit modification factor (greater than 1.0) to a credit modification (less than 1.0) in three years.

Use this Checklist For Insurance Carrier Loss Control Services as one tool to determine if your insurance carrier is a high performance partner in helping to reduce accidents and control costs.