Out-of-state employers with employees working in Wisconsin must have a worker’s compensation policy with an insurance company licensed to write worker’s compensation insurance in Wisconsin.
The policy must be endorsed to name Wisconsin as a covered state in section 3-A of the policy. If an out-of-state employer has a worker’s compensation insurance policy with an insurance company licensed to write worker’s compensation insurance in Wisconsin, they may simply add Wisconsin coverage by name to section 3-A of the policy by endorsement.
If an out-of-state employer has a worker’s compensation insurance policy with an insurance company not licensed to write in Wisconsin, they must obtain a policy from a Wisconsin licensed insurance company to cover their Wisconsin exposure. The insurance company must file the properly endorsed policy with the Wisconsin Compensation Rating Bureau.
The Bureau is located at 20700 Swenson Drive Ste 100, Brookfield, Wisconsin 53186-0905. The mailing address is P.O. Box 3080, Milwaukee, Wisconsin 53201-3080. The telephone number is (262) 796-4540 The Bureau's internet address is http://www.wcrb.org
Out-of-State Employer Requirements are covered in section 2 of the Worker's Compensation Insurance Requirements in Wisconsin Publication.